Contact Us
(303) 833-4715
Contact Us
(303) 833-4715

Northern Denver & Front Range's Premier Design-Build Firm

Deck Construction and Remodeling in Loveland, CO

Loveland Evenings Are Better With the Right Deck Under You

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Why Loveland Homeowners Choose Christie's

Because Every Loveland Backyard
Deserves a Deck That Faces the Mountains Right

That old pressure-treated deck behind your Loveland home has probably been telling you something for a few years now, cupped boards, a railing that moves when your grandkids grab it, flashing that was never right to begin with. You’ve re-stained it. You’ve patched it. And somewhere along the way you stopped trusting it. For more than 25 years, Christie’s has helped Loveland homeowners stop living around a deck that’s failing and start building something that actually earns those Saturday mornings back, composite, engineered for Colorado’s freeze-thaw cycles, and designed to preserve the western views that made this property worth buying in the first place.

At Christie’s Design/Build Remodeling, we think about what makes a Loveland deck feel genuinely right: how your lot drops toward the foothills and which multi-level layout solves that grade rather than ignores it, how cable railing keeps the Rocky Mountain skyline in the picture, and how Loveland’s permit review timeline and HOA sequencing need to be managed in the correct order so nothing stalls your build window. Whether your home sits west of downtown near the older neighborhoods or in a newer eastern subdivision, we design around your yard, your views, and the evenings worth staying outside for.

In Business

25+ Years

For more than 25 years, we've helped Loveland families stop patching aging wood decks and start living on composite outdoor spaces built to face the Rockies for decades.

OUR MODEL

Design/Build

One team guides your Loveland deck from the first site evaluation through permit submission, HOA approval, full construction, and the final walkthrough, every step handled, nothing handed off.

Where We Work

Loveland, CO

From Loveland's foothills-adjacent western neighborhoods to its newer eastern subdivisions, we design decks around the homes, lot grades, views, and outdoor lives each area calls for.

PEACE OF MIND

5-Year Warranty

Your Loveland deck is warranted well past the day we finish, so the outdoor space your family gathers on for years was built to genuinely hold.

What Makes Deck Construction Different In Loveland

Loveland Backyards Ask
More From A Deck

You step out the back door of your Loveland home and the pressure-treated deck, put there in the late ’80s or sometime through the ’90s, has crossed the line from a cosmetic problem into something you can actually feel when you grab the railing. Deck construction in Loveland right now has a very specific story: foothills-adjacent lots with real grade change, western views worth protecting, and a wave of first-generation wood decks with failed ledger flashing, cupped boards, and footings that never went deep enough for Colorado freeze-thaw, all of it pushing homeowners into full replacement conversations that have been overdue for a few years. A sloped property closer to the foothills, where cable railing and a multi-level layout are the only approach that makes structural and visual sense, calls for a completely different planning conversation than a newer eastern subdivision home that needs HOA approval before a permit application can even move. The goal is an outdoor room your family genuinely lives in, engineered from the footing up, built for UV and snow loads, and finished so the western skyline stays right where it belongs.

.01

Loveland's West Lots Demand Tiered Design

A lot of Loveland properties west of downtown drop toward the foothills in ways that make a single flat platform feel wrong, floating above the yard instead of belonging to it, and doing nothing for the Rocky Mountain views that made the property worth buying. Working with that grade through a multi-level layout is what turns a complicated slope into the most useful outdoor space on the lot.

.02

Colorado Elevation Burns Boards Fast

At Loveland’s elevation, your deck takes a full day of intense UV all summer, enough to gray and split unprotected wood well ahead of schedule. Capped composite holds its color and stays comfortable underfoot in ways pressure-treated lumber simply can’t match here. Choose the right surface and your family stops fighting the deck and starts enjoying it.

.03

Loveland's Aging Decks Are Finished

Loveland’s housing stock runs from 1970s and ’80s ranch-style homes in the older western neighborhoods to newer construction on the flatter eastern edges, and what’s hiding behind that back wall varies considerably by era and by who worked on it last. Before a new deck gets designed or attached, the existing framing, ledger condition, footing depth, and any prior renovation work all need an honest structural read.

.04

Loveland Skies Turn Without Warning

Loveland can swing from a golden late-afternoon on the deck to hail hammering the boards and everyone scrambling inside before the drinks are even covered. Every material, fastener, and drainage detail needs to be chosen for what the foothills edge actually delivers across a full Front Range year. Build those details in from the start and your family holds onto that outdoor space through far more of the season.
Our Work

Loveland, CO Neighborhoods

Decks Built Around
The Way Loveland Lives

Loveland’s neighborhoods run from the older ranch and bungalow homes in the western foothills-adjacent streets, where a pressure-treated deck built in the late ’80s or early ’90s is now showing cupped boards, loose railings, and a ledger connection that was never engineered to survive forty Colorado winters, to the newer eastern subdivisions, where a back door opens onto a small concrete landing and the backyard sits unused year after year. Lots on the western side drop and slope in ways that make a single-level replacement the wrong answer; the terrain calls for multi-level engineering, deeper footings, and cable railing that keeps the Rocky Mountain skyline wide open rather than walling it off with solid balusters. Colorado’s UV intensity and hard freeze-thaw cycling make composite surfaces and properly set frost-depth footings the baseline here, not an upgrade you negotiate into the project later. Every deck we build in Loveland starts with your specific lot, your home’s architecture, and how your family actually wants to live outside across every season worth being out there.

City Center

A Deck That Belongs to the History Here

City Center homeowners have usually fallen in love with a house that already has a story, Victorian details, mature trees framing the backyard, a lot that’s been lived on for generations. When you’re adding a deck to a home like that, the last thing you want is something that reads like it arrived from a big-box catalog. Proportions matter here, and so do material choices and railing profiles that feel earned rather than generic. Historic preservation considerations may also shape what exterior additions are possible, so doing that research before design gets too far along saves real time. The outdoor spaces that feel completely right in City Center are the ones designed to extend the home’s character into the backyard, not compete with it.

Buckhorn Ranch

More Evenings Where the Pasture Meets the Sky

Out here in Buckhorn Ranch, your backyard isn’t a suburban patch, it’s open pasture rolling toward the horizon, and the deck attached to your home should honor that. Ranch-style and tri-level homes on acreage like this have the room to go multi-level, stepping down from the main living floor toward grade in a way that actually connects you to the land you chose. Cable railing makes the most sense here, keeping those sweeping northwest views unobstructed while meeting code on posts and tension. Lot sizes and rural access do shape how a project is staged and sequenced, which is why planning logistics early matters as much as planning the layout. The result is an outdoor space that feels like it belongs to the property, composite surfaces that hold up through Colorado’s hard seasons, built-in details that match the scale of the home, and room for the kind of evenings Buckhorn Ranch was made for.

Boyd Lake

Give Your Boyd Lake Backyard the Outdoor Room That Finally Does Justice to the View You Bought This Property For

Boyd Lake’s mid-century ranches and updated waterfront homes sit on lots where the backyard should be the best part of the property, and for a lot of families here, it hasn’t been, not with an aging pressure-treated deck or a bare landing that turns its back on the lake. These lots were built for outdoor living, with scenic water views and enough depth to create something genuinely layered. A multi-level composite deck with cable railing is the natural answer here: one that steps down toward the yard, keeps your sightlines open across the water, and handles Loveland’s freeze-thaw cycles without asking you for a weekend and a stain brush every couple of years. We work around the drainage and irrigation patterns common near the shoreline, read the grade honestly, and build from properly engineered footings up. The result is a deck that feels like it was always supposed to be there.

Centerra

The Outdoor Room This Home Was Always Missing

In Centerra, the neighborhood itself was designed around the idea that where you live should feel like somewhere worth being, lakes, trails, and open sky built right into the daily rhythm. But a lot of newer homes here came with a bare concrete pad off the back door or a builder-grade landing that was never meant to be the outdoor room your family actually gathers in. Craftsman-inspired architecture and modern interiors raise the bar, and a composite multi-level deck with cable railing and integrated lighting is exactly the upgrade that meets that standard. Homeowners here tend to know what they want, contemporary lines, low-maintenance surfaces, a design that feels deliberate rather than generic. When the deck is built to match the home you’ve already invested in, that backyard lake view finally has the right place to be enjoyed from.

Mariana Butte

Turn Your Mariana Butte Backyard Into the Outdoor Room That Finally Matches the Home

Mariana Butte’s custom-built lots back up to golf course open space and the kind of western views that were a real factor in why the home felt worth buying, and the right deck makes sure your family is living in that setting, not just glimpsing it past a worn railing. The golf course orientation shapes everything about how a deck should be designed here: where cable railing earns its keep by keeping those sightlines fully open, how composite board tones read against the surrounding landscape, and where a covered dining zone makes the most of what’s already a stunning backdrop. Architectural review in Mariana Butte means material choices and design details need to feel cohesive with the community’s character from the first drawing, which is exactly the kind of integrated planning a design-build process handles well. Multi-level layouts suit these lots naturally, stepping down toward the course and creating distinct spaces for quiet mornings and full weekend gatherings. The goal is an outdoor room that belongs to this neighborhood and fits the way your family actually lives in it.

Our Loveland Deck Construction Process

Done Patching. Done Staining. Done Waiting, Loveland.

Every Loveland deck starts with a different yard, a foothills-adjacent slope demanding multi-level engineering, a flat eastern subdivision lot with an HOA approval step, or a ranch home backyard that’s been underused for twenty years. Our process moves through site evaluation, design, City of Loveland Building Division permitting, HOA coordination where your neighborhood requires it, construction, and final walkthrough as one organized sequence. We plan around what your property and your household actually need, nothing templated, nothing handed off.
Start Planning Your Project
(303) 833-4715

.01

Site Walkthrough

We start by walking your Loveland property and reading what the yard and existing structure are really telling us, how the lot grades toward the western fence line, what condition the ledger attachment is actually in, footing depth, setbacks, and any HOA design requirements your subdivision carries. That first visit produces a plan built around your specific lot, not a standard platform dropped in from somewhere else.

.02

Goals & Design Direction

Then we talk through how you actually want to live out there, whether that’s a dining level right off the back door, a lower lounge zone facing the Rocky Mountain skyline to the west, or a fire pit area at grade the whole family drifts toward on a Saturday night. Which views matter most on your Loveland lot, how afternoon sun tracks across your yard, and where your household naturally settles on a weekday evening all shape where each section lands. That conversation turns a rough idea into a layout built around your specific home.

.03

Detailed Project Planning

Once the layout is confirmed, we detail everything that holds the space together, frost-depth footings engineered for Loveland’s freeze-thaw cycling, framing with a properly flashed ledger connection, composite decking, custom cable railing with powder-coated posts to preserve your western views, stairs, integrated lighting, and built-in features, all resolved as one coordinated design chosen for Colorado’s aggressive UV and your home’s exterior.

.04

Permits & Trade Coordination​

Before construction begins, we coordinate the City of Loveland Building Division permit submittal, accounting for the 20–30 working-day plan review cycle, HOA or ACC approval for governed subdivisions, material lead times, and trade scheduling, running those tracks in the right order so crews move without interruption. The plans approved are exactly the plans built on your property.

.05

Construction Phase

In Loveland, that means footings drilled below Colorado’s frost line before a single post is set, then properly flashed ledger framing, composite decking with hidden fasteners, cable railing with powder-coated posts angled to hold that western view, stairs, integrated lighting, and finish details, each phase sequenced deliberately. Whether you’re pulling out a structurally compromised 1990s pressure-treated platform on a sloped foothills lot or building fresh off a bare back door, we keep you informed at every stage.

.06

Final Review & Completion​

When construction is complete, we walk the finished deck with you and go through every detail together, cable railing tension, composite decking surface, ledger flashing, integrated lighting, post cap finish, and overall build quality, before we consider the project closed. The goal is a space that feels genuinely connected to your Loveland home, holds up through Colorado’s hard winters and relentless UV, and frames that western skyline exactly the way you imagined it would.

Our Loveland Deck Construction Process

Done Patching. Done Staining. Done Waiting, Loveland.

Every Loveland deck starts with a different yard, a foothills-adjacent slope demanding multi-level engineering, a flat eastern subdivision lot with an HOA approval step, or a ranch home backyard that’s been underused for twenty years. Our process moves through site evaluation, design, City of Loveland Building Division permitting, HOA coordination where your neighborhood requires it, construction, and final walkthrough as one organized sequence. We plan around what your property and your household actually need, nothing templated, nothing handed off.

.01

Site & Structure Review

We start by walking your Loveland property and reading what the yard and existing structure are really telling us, how the lot grades toward the western fence line, what condition the ledger attachment is actually in, footing depth, setbacks, and any HOA design requirements your subdivision carries. That first visit produces a plan built around your specific lot, not a standard platform dropped in from somewhere else.

.02

Goals & Design Direction​

Then we talk through how you actually want to live out there, whether that’s a dining level right off the back door, a lower lounge zone facing the Rocky Mountain skyline to the west, or a fire pit area at grade the whole family drifts toward on a Saturday night. Which views matter most on your Loveland lot, how afternoon sun tracks across your yard, and where your household naturally settles on a weekday evening all shape where each section lands. That conversation turns a rough idea into a layout built around your specific home.

.03

Detailed Project Planning​

Once the layout is confirmed, we detail everything that holds the space together, frost-depth footings engineered for Loveland’s freeze-thaw cycling, framing with a properly flashed ledger connection, composite decking, custom cable railing with powder-coated posts to preserve your western views, stairs, integrated lighting, and built-in features, all resolved as one coordinated design chosen for Colorado’s aggressive UV and your home’s exterior.

.04

Permits & Trade Coordination​

Before construction begins, we coordinate the City of Loveland Building Division permit submittal, accounting for the 20–30 working-day plan review cycle, HOA or ACC approval for governed subdivisions, material lead times, and trade scheduling, running those tracks in the right order so crews move without interruption. The plans approved are exactly the plans built on your property.

.05

Construction & Communication​

In Loveland, that means footings drilled below Colorado’s frost line before a single post is set, then properly flashed ledger framing, composite decking with hidden fasteners, cable railing with powder-coated posts angled to hold that western view, stairs, integrated lighting, and finish details, each phase sequenced deliberately. Whether you’re pulling out a structurally compromised 1990s pressure-treated platform on a sloped foothills lot or building fresh off a bare back door, we keep you informed at every stage.

.06

Final Review & Completion​

When construction is complete, we walk the finished deck with you and go through every detail together, cable railing tension, composite decking surface, ledger flashing, integrated lighting, post cap finish, and overall build quality, before we consider the project closed. The goal is a space that feels genuinely connected to your Loveland home, holds up through Colorado’s hard winters and relentless UV, and frames that western skyline exactly the way you imagined it would.
Start Planning Your Project
(303) 833-4715

What Loveland Homeowners Want From Their New Deck

A Deck Made
For Loveland Living

What Loveland homeowners want from a deck usually comes into focus around something they can already feel, boards that have been heaving through freeze-thaw for two winters, a ledger connection on a 1990s ranch that nobody has looked at since the house sold, or a sloped western lot that a previous contractor quoted as a simple flat replacement and got wrong. Most arrive already leaning toward composite and cable railing to preserve those foothills views; what catches them off guard is learning that Loveland’s plan review runs 20–30 working days per round, and that HOA approval in newer eastern subdivisions needs to happen first, sequenced correctly from the very first site visit.

Pergolas, Cable Rails & Mountain Views

The Rockies Can Wait Tonight

Loveland homeowners want a deck that finally replaces an aging pressure-treated platform, boards cupped, railings loose, ledger flashing long gone, with something the family can genuinely live in. Multi-level layouts that step down toward the foothills, cable railing that keeps the Rocky Mountain skyline wide open, and covered sections for Colorado's afternoon storms come up in almost every first conversation. The right design makes the space feel permanent.

Loveland Deck Lighting & Evening Power

The Foothills Are Still Glowing

Your best Loveland evenings run well past the moment the sun drops behind the foothills, your deck should make that easy. Integrated step lighting, post-cap LEDs, and conduit pre-run for a future outdoor kitchen circuit keep the space comfortable and genuinely inviting long after dark. Planning all of it during the design phase means every fixture looks like it was always meant to be there.

Foothills-View Dining & Lounge Zones

Where Loveland Families Come Together

Loveland's sloped western lots reward decks planned around how your family naturally spreads out once everyone settles in. A main dining level right off the back door, a lower lounge stepping down toward the yard, and built-in bench seating anchoring each zone give people somewhere comfortable to land. Whether it's two of you with coffee on a Tuesday or a full Saturday crowd, the layout just holds it.

Trim, Fascia & Cap Details

Built Right From Every Angle

Step back to your yard's far edge and look at the house, that's when you know whether the finishing choices really did their job. Fascia boards, clean skirting that closes off the undercarriage, and cable railing profiles that echo Loveland's foothills character help the whole space feel genuinely considered. Those details are what make a new deck look like it grew out of the house rather than got fastened to it afterward.

Loveland Composite & Freeze-Thaw Decking

Done Patching. Built To Last.

Loveland decks absorb relentless high-altitude UV, hard freeze-thaw cycles, spring hail, and real snow loads that expose every shortcut in the framing within a season or two. You don't want to spend another spring re-staining boards that should have outlasted the decade. Capped composite decking, frost-depth-engineered footings, and corrosion-resistant hardware mean your outdoor space still looks and performs exactly right years from now.

What To Consider Planning Deck Construction In Loveland

What Should Your
Loveland Mornings Make Possible?

Before building a deck in Loveland, the most honest starting point is your lot’s slope and what the yard is currently doing with it, because sloped western lots don’t forgive a design that ignores the grade change. Footings need to go deep enough for freeze-thaw protection, posts need proper bracing, and multi-level transitions need to be engineered rather than improvised. Your western exposure matters just as much: deck placement, railing transparency, and upper-level elevation all respond to those foothills sightlines in ways worth deciding early. Loveland’s plan review runs 20–30 working days, and HOA approval in many subdivisions must come before permit submission, not after. Sorting both early keeps the project moving when the weather is finally right.

How do you actually want to use this space, and does that change by season?

Think about the rhythms your family already has. Is Saturday morning coffee outside a habit you want to protect? Are you hosting dinner parties in September when the foothills light is best? Colorado’s shoulder seasons, late April through October, are long and genuinely livable, so a deck designed only for peak summer sells the space short. If your family would use a lower lounging level differently than the main dining zone off the back door, that distinction is worth naming before a single layout gets drawn.
On a foothills-adjacent lot in Loveland, the western skyline is often the whole reason you’re here. A solid baluster railing can quietly wall off that view without you realizing it until the deck is finished and something feels off. Cable railing costs more. It’s also the specific thing that keeps the Rocky Mountain backdrop visible from a chair. Worth asking yourself early: is preserving that sightline a priority, or a nice-to-have? Your honest answer shapes every railing conversation that follows.
A lot of Loveland lots, especially west of downtown, drop toward the fence line in ways that a flat single-level deck was never really built to handle. If your current deck wobbles, has posts that move, or sits awkwardly against the grade, a straight swap of the same footprint isn’t a solution, it’s a repeat of the same problem. Multi-level engineering isn’t a luxury upgrade on sloped terrain; it’s the honest answer. Deciding now whether you want to finally solve the grade, rather than patch around it again, changes the project scope in meaningful ways.
This is really a question about composite versus wood, but it’s easier to answer when you frame it around your own time. If you’ve already re-stained a deck once and have no desire to do it again in three years, composite’s 25–30 year lifespan is probably your answer, even at a higher upfront cost. If you love the look and feel of natural cedar and are genuinely comfortable with regular maintenance, wood is still a real option. Most Loveland homeowners at this stage have watched a first-generation deck deteriorate and are ready to stop thinking about it permanently. Which camp are you in?

Our Reviews

What Loveland Evenings
Were Always Meant For

Choosing a deck builder in Loveland means trusting a team who understands what 30 years of freeze-thaw cycling does to an unflashed ledger on a foothills-adjacent lot, and who handles Loveland’s plan review, HOA sequencing, and full structural engineering without putting any of that back on you. You deserve honest answers about what’s actually failing beneath those boards, not just a pitch for new ones. Our reviews reflect the clarity, care, and steady communication Christie’s team brings to every Loveland backyard.

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Areas We Service Across Loveland

Giving Loveland Backyards
The View They Were Always Meant To Have

From the foothills-adjacent streets of Mariana Butte and Horseshoe Lake, where 1980s and ’90s pressure-treated decks are hiding failed ledger flashing and undersized footings beneath surfaces that still look manageable from inside the kitchen, to the newer lots in Centerra and Alford Meadows where the back door opens to a bare concrete landing and that western Rocky Mountain skyline sits right there waiting, every Loveland backyard has a Saturday morning worth finally building around. Christie designs and builds decks shaped around what this specific terrain genuinely calls for: frost-depth footings engineered for Colorado’s freeze-thaw cycles, multi-level layouts that answer sloped lots properly instead of ignoring the grade, and cable railing that keeps your foothills views open rather than walling them off. City of Loveland permit filings and HOA submittals get sequenced in the right order so your project moves without the rework that catches homeowners off guard. Whether you’re replacing a structure that’s been one hard winter past done or finally building the outdoor room your yard has always deserved, every decision gets made around your lot, your family’s rhythm, and how that space needs to feel on a slow Sunday morning.
  • Mariana Butte
  • Centerra
  • Lakes at Centerra
  • Alford Meadows
  • Mountain View
  • Boyd Lake Estates
  • Sunrise Ranch
  • Millennium
  • River's Edge
  • Old Town Loveland
  • Horseshoe Lake
  • Alton Farm
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(303) 833-4715

Other Areas We Service

Weld County

Greeley, CO
Erie, CO
Fort Lupton, CO
Firestone, CO
Frederick, CO

Boulder County

Boulder, CO
Lafayette, CO
Longmont, CO
Louisville, CO

Adams County

Brighton, CO
Commerce City, CO
Northglenn, CO
Thornton, CO

Jefferson County

Arvada, CO
Westminster, CO

Broomfield County

Broomfield, CO

Larimer County

Windsor, CO

Loveland Deck Construction Frequently Asked Questions

Real Questions
Before You Build Outside in Loveland

In Loveland, the questions that come up before a deck project are almost always tied to something you’ve already been watching, a pressure-treated deck from the ’90s with boards that have cupped and grayed, a railing that shifts when the grandkids grab it, or a sloped backyard that’s been sitting unusable while the view to the west goes completely unappreciated. Factor in Loveland’s 20–30 working-day plan review cycle, HOA approval that needs to happen before your permit even gets submitted, and Colorado’s frost-depth footing requirements for sloped lots, and there’s real ground to cover. These are the questions Loveland homeowners ask us most when they’re finally ready to stop patching what’s failing and build something that holds up through every season.

Still Have Questions?
We're Here To Help.

Contact Us
(303) 833-4715

My deck boards are cupped and splintered, can I just replace the surface, or do I need to rebuild the whole thing?

That’s the question almost every Loveland homeowner with a 1980s or ’90s deck eventually asks, and the honest answer is: it depends on what’s underneath. Surface boards can be replaced if the framing and ledger connection are structurally sound, but on decks this age we almost always find more going on, failed ledger flashing that’s let water into the rim joist, post bases that have softened, or undersized footings that don’t meet current frost-depth requirements. We assess the structure first, and we’ll tell you directly what we find. If a full rebuild is the right call, we’ll explain exactly why so you can make the decision with clear information.
For a single-level composite deck, you’re generally looking at three to eight weeks from the time your permit is approved, but the permit itself is the piece most homeowners don’t plan for. Loveland’s Building Division runs a 20–30 working-day plan review cycle per round, which means your timeline starts well before construction does. If your neighborhood has an HOA, that approval needs to happen before the permit application even goes in. We manage both workflows and communicate where things stand throughout, no surprises, no waiting on hold trying to figure out where your application sits.
It changes quite a bit, and it’s exactly the kind of thing that catches homeowners off guard when a contractor quotes a simple replacement without accounting for the grade. On a sloped lot, footings need to go deeper to meet frost protection requirements, posts need to be properly braced for the load, and the structure needs to be engineered for the actual terrain rather than built as if the ground were flat. Multi-level decks, a main dining level off the back door, a lower lounge area stepping down to grade, aren’t just a style choice on a lot like yours. They’re the right structural response to the slope, and we engineer them from the start rather than figure it out on site.
Yes, cable railing is code-compliant when it’s installed correctly, proper post spacing, correct cable tensioning, and hardware rated for the application. The reason it matters in Loveland specifically is the view. If your lot faces west, a solid baluster wall between you and the Rocky Mountain skyline is a real loss, and most homeowners at this tier feel that immediately once they see the difference side by side. Cable railing does cost more than traditional balusters, we’re transparent about that from the start. For most homeowners on a west-facing lot who’ve been staring at mountains for years, it’s not a hard decision once they understand what they’d be giving up with the less expensive option.
Before. This is one of the most common sequencing mistakes we see, and it creates real problems when it goes wrong. Your HOA’s Architectural Control Committee review and the City of Loveland’s permit process are completely independent, one doesn’t know what the other approved. If you get a city permit first and your HOA then rejects the design, you’re looking at redesign costs and a permit amendment process that’s both expensive and time-consuming. We handle the HOA submittal first, get that approval in hand, and then move the permit application forward. It’s a small sequencing discipline that saves homeowners a significant headache.
It’s genuinely different in ways that matter for a Loveland lot. Colorado’s UV intensity is more aggressive than most of the country, and freeze-thaw cycling is relentless on unprotected wood, most homeowners here watch a wood deck go from new-looking to visibly weathered within five to seven years without consistent maintenance. Composite decking with a premium-grade surface is rated for 25–30 years and doesn’t ask anything of you year to year: no staining, no sealing, no splinters underfoot when your family is out there barefoot in July. The upfront cost is higher. The lifetime maintenance burden is essentially zero. Once homeowners see that math, the conversation usually shifts pretty quickly.
We assess that during the initial site evaluation, and the answer varies. In some cases, existing concrete piers are well-placed and sound enough to be integrated into a new structure, but we verify dimensions, depth, and condition before we commit to anything. Footings that don’t reach below Loveland’s frost line are a liability regardless of how solid the concrete looks, because freeze-thaw movement will work on them every winter. If the footings need to be replaced or supplemented, we’ll tell you upfront with a clear explanation of why, rather than discovering it mid-project and calling with a change order.
Electrical work integrated into a deck, step lights, post cap fixtures, outlet receptacles, string light circuits, typically requires a separate electrical permit pulled by a licensed electrician. That’s not a complication; it’s just a parallel track we coordinate as part of the project so conduit, junction boxes, and wiring are roughed in during the framing phase rather than surface-mounted after the deck is done. Planning the electrical layout at the design stage is what makes the finished product look intentional rather than improvised, and it’s one of those details that separates a design-build process from a simple contractor swap.

Start The Conversation

Build The Loveland Backyard
With The View That Comes With It

Your Loveland backyard faces west, and that Rocky Mountain skyline is exactly why you bought the property, but a 25-year-old pressure-treated deck with cupped boards and a railing that shifts when you grab it isn’t a place anyone lingers. You’re past patching it. What you want is a multi-level composite deck with cable railing that actually frames that view, built on footings deep enough that Colorado winters stop being a concern. Christie’s Design/Build Remodeling manages design, Loveland permitting, HOA submittals, materials, and construction as one connected process. One team, one honest plan, built for how your family wants to live outside in Loveland.

Start Planning Your Project
(303) 833-4715

Our Other Remodeling Services

Kitchen
Remodeling

Learn More

Basement
Finishing

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Whole-Home
Remodeling

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Bathroom
Renovation

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Home Additions
And ADUs

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Outdoor
Living Spaces

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From The Blog

Those Foothills Views Deserve
A Deck Built Around Them

When you’re working through deck construction and remodeling in Loveland, CO, the questions get real fast, sloped foothills-adjacent lots that demand multi-level engineering, the City of Loveland’s 20–30 working-day plan review, HOA approval that has to come before your permit, and Colorado’s freeze-thaw footing requirements all shape what actually gets built right. Our blog covers what Loveland homeowners are genuinely navigating, so you walk into that first conversation confident and clear.